by Attorneys: Hurricane Irma Mortgage Laws Florida Deferral Chase
Introduction
Readers, we know that Hurricane Irma left a devastating path of destruction in its wake. Many of you are still struggling to recover, and we want to help. That’s why we’ve put together this article on attorneys, hurricane Irma mortgage laws in Florida, and Chase deferral options.
We’ll discuss the legal options available to you, your rights under Florida law, and how to contact Chase to request a mortgage deferral. We know that this is a difficult time, but we’re here to help you get through it.
Legal Options for Hurricane Irma Victims
If you’ve been affected by Hurricane Irma, you may have legal options available to you. Here are a few things you should know:
Federal Disaster Relief Assistance
The federal government has made disaster relief assistance available to Florida residents affected by Hurricane Irma. This assistance can include grants for home repairs, low-interest loans, and other forms of aid. To apply for federal disaster relief assistance, you can visit the FEMA website or call 1-800-621-3362.
Florida Mortgage Foreclosure Protections
Florida law provides certain protections for homeowners who have been affected by a natural disaster. These protections include:
- A 90-day moratorium on foreclosures for homeowners who have been displaced from their homes due to a natural disaster.
- A 180-day moratorium on foreclosures for homeowners who have suffered a substantial loss of income due to a natural disaster.
To qualify for these protections, you must provide your mortgage lender with proof of your displacement or loss of income.
Contacting Chase for a Mortgage Deferral
If you’re having trouble making your mortgage payments due to Hurricane Irma, you may be able to request a mortgage deferral from Chase. A mortgage deferral allows you to temporarily suspend your mortgage payments for a period of time. To request a mortgage deferral from Chase, you can call 1-800-432-4100.
Table of Hurricane Irma Mortgage Relief Options
| Relief Option | Who Qualifies | How to Apply |
|---|---|---|
| Federal Disaster Relief Assistance | Florida residents affected by Hurricane Irma | Visit the FEMA website or call 1-800-621-3362 |
| Florida Mortgage Foreclosure Protections | Homeowners who have been displaced from their homes or have suffered a substantial loss of income due to Hurricane Irma | Provide your mortgage lender with proof of your displacement or loss of income |
| Chase Mortgage Deferral | Chase mortgage customers who are having trouble making their mortgage payments due to Hurricane Irma | Call 1-800-432-4100 |
Conclusion
We hope this article has been helpful. If you have any questions about attorneys, hurricane Irma mortgage laws in Florida, or Chase deferral options, please don’t hesitate to contact us.
We also encourage you to check out our other articles on hurricane relief and recovery. We have a wealth of information to help you get back on your feet after a natural disaster.
FAQ about Attorneys Hurricane Irma Mortgage Laws Florida Deferral Chase
What is mortgage hurricane relief?
Mortgage hurricane relief is a type of assistance that can help homeowners who have been affected by a hurricane.
What kind of assistance is available?
There are a variety of types of assistance that may be available, including:
- Forbearance: This allows you to temporarily stop making mortgage payments.
- Deferral: This allows you to postpone your mortgage payments until a later date.
- Modification: This allows you to change the terms of your mortgage, such as the interest rate or the loan term.
Who is eligible for assistance?
To be eligible for assistance, you must have been affected by a hurricane and you must be able to show that you are unable to make your mortgage payments as a result.
How do I apply for assistance?
You can apply for assistance by contacting your mortgage servicer.
What is the deadline to apply for assistance?
The deadline to apply for assistance varies depending on the type of assistance.
What if I am denied assistance?
If you are denied assistance, you can appeal the decision.
Can I get help from an attorney?
Yes, you can get help from an attorney. An attorney can help you understand your rights and options, and can help you apply for assistance.
What are the fees for an attorney?
The fees for an attorney vary depending on the attorney’s experience and the complexity of your case.
What if I cannot afford an attorney?
If you cannot afford an attorney, you may be able to get free or low-cost legal help.
Where can I get more information?
You can get more information from the following resources:
- Florida Bar Association
- Florida Department of Financial Services
- Federal Housing Finance Agency
